Payment Program Compliance
Horizon Payment Solutions supports transparent payment processing programs designed to align with card-brand rules, sponsor-bank requirements, and applicable laws when implemented correctly. All services and programs are subject to underwriting and approval.
Our approach
We work with bank-sponsored, PCI-compliant processing platforms and approved payment technologies to help businesses implement dual pricing, cash discount, and traditional processing programs responsibly. Program structure, disclosures, equipment configuration, and receipt formatting must match the selected program model and the requirements of our processing partners.
Dual pricing and cash discount
Dual pricing and cash discount programs rely on clear customer disclosure. Signage, point-of-sale screens, online listings where applicable, and receipts should accurately reflect the pricing model in use so customers are not surprised at checkout.
These programs are not one-size-fits-all. Availability and setup requirements vary by business type, location, card acceptance methods, and processor approval.
Merchant responsibilities
- Use approved terminals, POS systems, and pricing configurations.
- Post required signage at entrances and checkout areas when applicable.
- Ensure receipts and displayed prices match the selected program.
- Complete PCI compliance and any required annual validation.
- Notify us if your products, business model, or risk profile changes materially.
Important disclosures
Horizon Payment Solutions does not provide legal or tax advice. Merchants should consult qualified counsel regarding state and local rules that may apply to their pricing practices.
All accounts, services, hardware offers, and pricing programs are subject to underwriting, approval, and ongoing compliance review by our processing partners and sponsor banks.
Dual pricing and cash discount
Dual pricing and cash discount programs rely on clear customer disclosure. Signage, point-of-sale screens, online listings where applicable, and receipts should accurately reflect the pricing model in use so customers are not surprised at checkout.
These programs are not one-size-fits-all. Availability and setup requirements vary by business type, location, card acceptance methods, and processor approval.
Merchant responsibilities
- Use approved terminals, POS systems, and pricing configurations.
- Post required signage at entrances and checkout areas when applicable.
- Ensure receipts and displayed prices match the selected program.
- Complete PCI compliance and any required annual validation.
- Notify us if your products, business model, or risk profile changes materially.
Important disclosures
Horizon Payment Solutions does not provide legal or tax advice. Merchants should consult qualified counsel regarding state and local rules that may apply to their pricing practices.
All accounts, services, hardware offers, and pricing programs are subject to underwriting, approval, and ongoing compliance review by our processing partners and sponsor banks.