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You could be losing $1,000–$3,000/month in processing fees depending on volume and pricing structure.

Every month you wait = more money gone.

Start Saving on Merchant Services fee's today !

Start your application in minutes.— Start Your Secure Application

Not sure which option to choose? Start with the standard application — we’ll guide you.

Fastest way to get approved: Start standard application → we route you if needed

Your Sales Agent: Oscar Macias
Type “Oscar Macias” when the form asks for Sales Agent.

Start here — most businesses use this option

ITIN Application

For business owners without a Social Security Number. Use this option if you have a valid ITIN.

Submit basic info (2 min). No upfront cost Credit check required for approval.

RECOMMENDED FOR MOST BUSINESSES

Standard Merchant Application

For most businesses including retail, restaurants, and service providers. Used for standard underwriting with a valid Social Security Number (SSN).

Used by 100+ local businesses

Many businesses complete setup quickly after approval; timelines vary by underwriting and business type.

“Saved us $1,100/month within first week.”

-Submit info (2 min). Review process starts immediately. Credit check required for approval. No upfront cost

Clover POS Application

Required for businesses using Clover hardware (Flex, Mini, Station). Ensures proper setup and support.

Takes 2 minutes. Review process starts immediately. Credit check required for approval.

Not sure which option to choose?

Our team can guide you through the correct application for your business.

Takes 2 minutes. Quick answers. No pressure.

High-Risk Merchant Application

For industries like CBD, E-commerce, or Travel that require specialized high-risk underwriting.

Extended review. Industry specific compliance. Expert guidance.

What happens next:

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Submit your application (2 minutes)

We review and process your approval (credit check may apply)

Once approved, we help you choose the right POS system.

Equipment is shipped — ready to use out of the box

No long‑term contract. No upfront cost to Apply. 

How We Handle Your Information

We prioritize transparency. Here is why we request specific business details and how they are handled using industry‑standard security and encryption.

Secure Application Path

Used by hundreds of local businesses. Founded in 2008

01

Business Tax ID (EIN)

To process payments legally, our sponsor bank is required to verify your business ownership with federal regulatory bodies. Your EIN ensures your account remains compliant with all financial industry standards.

03

Card Processing Volume

By analyzing your current processing statements and volume, we can estimate a potential monthly savings range for your business.. This data ensures our cash discount system stays fully optimized for your specific margins.

06

Owner Information (SSN)

The Patriot Act requires financial institutions to verify the identity of business owners. Your Social Security Number is used strictly for federally mandated KYC (Know Your Customer) checks and is transmitted over encrypted, secure channels through our banking and processing partners

02

Payout Account Info

We request your bank account details exclusively to establish secure, automated daily deposits. Your sensitive banking data is never stored on our local servers and is encrypted through direct banking portals.

04

Security Compliance

We work with PCI DSS–compliant payment platforms and bank‑sponsored partners that follow industry security standards for handling card data.. Our priority is the integrity of your data and the reliability of your processing.

05

Safe Guided Transition

Your trust is earned. We provide full technical guidance through secure, encrypted systems. If our analysis does not show a meaningful potential savings range for your business, we do not expect you to switch

Paybotx logo one of the underwriters established 2008

We partner with trusted, bank‑sponsored processing platforms like PaybotX and CashSwipe to provide secure payment processing. Your application is routed through the appropriate system based on your business needs to ensure the best fit and fastest approval.

Our Processing Network

All applications are processed securely and handled according to industry compliance standards.

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Horizon Payment Solutions logo

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CashSwipe logo
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